Counted Bankruptcy is software for bankruptcy law firms. It is not a law firm, does not give legal advice and is not a bankruptcy petition preparer. A licensed attorney must review every document before anything is filed.
Counted Bankruptcy
Sample & Example LawAtlanta, Georgia · EXAMPLE firm
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09/28/2026
EXAMPLE firm · 2 fictional cases · September 2026Made-up people, creditors and numbers. Nothing on this page is saved, sent, charged or filed. Changes stay in this tab and reset on refresh.

Your workspace A quick guide to the connected work

  1. 1IntakeYou are here
  2. 2Means testYou are here
  3. 3FormsYou are here
  4. 4ChecksYou are here
  5. 5PackageYou are here

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Sample firm · Northern District of Georgia

Sample & Example Law (EXAMPLE)

A fictional two-attorney bankruptcy practice in Atlanta. Look around: every screen below uses made-up clients and runs the same calculations as the app.

2Open sample cases
15Official forms filled (Ch. 7)
0Problems found before filing
7Creditors on the N.D. Ga. matrix

Cases

Client (fictional)ChapterPlanned filingMeans testChecksNext stepOpen
Jordan A. Sample EXAMPLE710/15/2026Below median0 problems · 0 warnings · 12 notesAttorney reviewOpen sample →
Casey & Riley Example EXAMPLE13 (joint)10/20/2026Above median0 problems · 1 warnings · 10 notesFinish the plan worksheetOpen sample →

Firm team (fictional)

  • Alex ExampleAttorney · reviews and signs
  • Pat SampleParalegal · prepares cases under supervision
  • Jordan A. SampleClient · portal access (Chapter 7)

See all tools

Intake

Chapter 7 & 13 intake

Staff enter the case once, in plain questions. The answers fill every official form, the means test and the checks.

  1. Filing & feeAnswered
  2. DebtorsAnswered
  3. HouseholdAnswered
  4. IncomeAnswered
  5. Six-month incomeAnswered
  6. ExpensesAnswered
  7. PropertyAnswered
  8. DebtsAnswered
  9. Leases & contractsAnswered
  10. Financial affairs (SOFA)Answered
  11. DocumentsAnswered
  12. Attorney sign-offAnswered

Debtor (fictional)

Name
Jordan A Sample
Address
100 Example Street, Apt 4, Atlanta, GA 30303
Phone
404-555-0100
Email
jordan.sample@example.com
SSN
XXX-XX-3456
Household
1 adult, daughter age 8

Sample SSNs start with 000, which is never issued. Real full SSNs stay encrypted with the firm key.

Case numbers

Gross monthly wages
$4,300
Monthly expenses (Schedule J)
$3,545
Property value (Schedule A/B)
$21,380
Debts listed
$41,630
Filing fee (N.D. Ga.)
$338 (Ch. 7) · $313 (Ch. 13) ↗

Means test

Means test by filing date

Uses the U.S. Trustee Program tables for the planned filing date and shows where each number comes from.

Current monthly incomeAnnualizedGeorgia medianHousehold sizeResultForms needed
Jordan A. Sample · Ch. 7$4,675$56,100$84,9652Below medianB122A-1
Casey & Riley Example · Ch. 13$11,700$140,400$123,4814Above medianB122C-1, B122C-2

Data period: Cases filed on or after July 15, 2026

Ch. 7 Annual income $56,100 is at or below the GA median of $84,965 for 2. No presumption of abuse (Form 122A-1 line 14a). Form 122A-2 is not required.
Ch. 13 Above median ($140,400 vs $123,481). Applicable commitment period: 5 years. Estimated monthly disposable income (Form 122C-2 line 45): $1,171.10.

What-if: filing date

Filing dateSix-month windowMeans testExempt / non-exemptGaps
10/15/20262026-04 → 2026-09Below median ($56,100)$10,180 / $0OK
11/15/20262026-05 → 2026-10Below median ($56,100)$10,180 / $0The 6 months entered (2026-04 to 2026-09) are not the 6 full months before filing (2026-05 to 2026-10). Update the income history.
12/15/20262026-06 → 2026-11Below median ($56,100)$10,180 / $0The 6 months entered (2026-04 to 2026-09) are not the 6 full months before filing (2026-06 to 2026-11). Update the income history.
01/15/20272026-07 → 2026-12Below median ($56,100)$10,180 / $0The 6 months entered (2026-04 to 2026-09) are not the 6 full months before filing (2026-07 to 2026-12). Update the income history.

Computed by the Counted Bankruptcy engine from the fictional sample case when this page was built.

Exemptions

Georgia exemptions

Georgia requires its own exemptions (O.C.G.A. § 44-13-100). Amounts follow the filing date; the homestead rose on July 1, 2026 (HB 1024).

Limits for this filing date (10/15/2026)

Homestead
$50,000 HB 1024 (on or after 2026-07-01)
Motor vehicle
$5,000
Household goods (total)
$5,000 ($300 per item)
Jewelry
$500
Wildcard
$1,200 + up to $10,000
Tools of the trade
$1,500

Claimed in the Chapter 7 sample

Property value
$21,380
Equity
$10,180
Exempt
$10,180
Not exempt
$0
Wildcard left
$9,470

Flags for the attorney

  • All amounts other than the homestead come from a secondary copy of O.C.G.A. § 44-13-100 (FindLaw, current as of March 28, 2024). Confirm against the official code before filing.
  • HB 1024 raised the homestead amount. Confirm whether it changed the wildcard cross-reference ("unused amount ... not to exceed $10,000") in (a)(6).
  • Household goods are capped at $300 per item. This tool checks category totals only; confirm no single item is worth more than $300.

Computed by the Counted Bankruptcy engine from the fictional sample case when this page was built.

Official forms

Official forms, filled

Every form is filled onto the official fillable PDF from uscourts.gov, stays editable, and is stamped DRAFT and SAMPLE.

Computed by the Counted Bankruptcy engine from the fictional sample case when this page was built.

Checks

Pre-filing error checker

Compares totals across forms, missing addresses, counseling dates, collateral values and plan math before anything is filed.

0Problems · Ch. 7
0Warnings · Ch. 7
0Problems · Ch. 13
1Warnings · Ch. 13
  • WarningsCh. 13 · Fees The installment application certifies that no further payment will be made for services until the filing fee is paid in full. Check attorney fee timing.
  • NotesCh. 7 · Exemptions All amounts other than the homestead come from a secondary copy of O.C.G.A. § 44-13-100 (FindLaw, current as of March 28, 2024). Confirm against the official code before filing.
  • NotesCh. 7 · Exemptions HB 1024 raised the homestead amount. Confirm whether it changed the wildcard cross-reference ("unused amount ... not to exceed $10,000") in (a)(6).
  • NotesCh. 7 · Exemptions Household goods are capped at $300 per item. This tool checks category totals only; confirm no single item is worth more than $300.
  • NotesCh. 7 · Exemptions Georgia exemption amounts other than the homestead come from a secondary source. See NEEDS-ATTORNEY-REVIEW.md.
  • NotesCh. 7 · Documents Document still needed: Federal and state tax returns for the last 2 years.

Bank-statement QA

Reads the fictional checking CSV and savings OFX and flags items the attorney should look at.

  • WarningsPayment to a possible insider within 1 year 2 payment(s) totaling $750.00 to "Morgan Sample". If any paid a debt owed to an insider, list it on B107 Q7/Q8. B107 Q7/Q8 ↗
  • WarningsPayments to one payee totaling $600 or more within 90 days "SAMPLE AUTO FINANCE": 3 payment(s) totaling $750.00 in the 90 days before 2026-10-15. If these paid a debt, list them on B107 Q6 (debts primarily consumer: "a total of $600 or more"). B107 Q6 (debts primarily consumer: "a total of $600 or more") ↗
  • WarningsTransfers or gifts to others within 2 years Transfers to "PAT EXAMPLE" totaling $1900.00 within 2 years. Check whether these were gifts over $600 or transfers outside the ordinary course (B107 Q13 (gifts over $600 per person) / Q18 (transfers outside the ordinary course)). B107 Q13 (gifts over $600 per person) / Q18 (transfers outside the ordinary course) ↗
  • ProblemsAccount not listed on Schedule A/B Statement "SAMPLE-savings-7788.ofx" is for account ending 7788 (SAMPLE Savings Bank), which is not on Schedule A/B line 17. Add it or explain. B106A/B line 17 (deposits of money) ↗

E-filing pre-flight

Awaiting N.D. Ga. CM/ECF test access (request sent 2026-09-18, no reply). No upload, login or fee payment happens in this build.

Computed by the Counted Bankruptcy engine from the fictional sample case when this page was built.

Creditor matrix

N.D. Ga. creditor matrix

Builds the .txt creditor list in the court’s format: 40 characters per line, 5 lines per creditor, no account numbers.

Sample-creditor-matrix-GANB.txt7 names
EXAMPLE AUTO FINANCE
PO Box 1000
Atlanta GA 30301

SAMPLE STATE TAX AGENCY
PO Box 2000
Atlanta GA 30302

SAMPLE CARD SERVICES
PO Box 3000
Wilmington DE 19850

EXAMPLE MEDICAL GROUP
25 Demo Health Way
Atlanta GA 30308

DEMO STUDENT LOAN SERVICER
PO Box 4000
Madison WI 53707

MOCK COLLECTIONS AND RECOVERY
900 Test Road
Suite 200
Marietta GA 30060

SAMPLE APARTMENTS LLC
77 Example Street
Atlanta GA 30303

Computed by the Counted Bankruptcy engine from the fictional sample case when this page was built.

Filing package

Filing package

Builds one zip on your device: the filled forms in the court manual’s order, a combined preview, Form 121 in a separate restricted folder, the creditor matrix and a manifest. Nothing is sent to the court.

#FormTitleFolder
1B101Voluntary Petition for Individuals Filing for BankruptcyPetition PDF
2B107Statement of Financial Affairs for IndividualsPetition PDF
3B106A/BSchedule A/B: PropertyPetition PDF
4B106CSchedule C: The Property You Claim as ExemptPetition PDF
5B106DSchedule D: Creditors Who Have Claims Secured by PropertyPetition PDF
6B106E/FSchedule E/F: Creditors Who Have Unsecured ClaimsPetition PDF
7B106GSchedule G: Executory Contracts and Unexpired LeasesPetition PDF
8B106HSchedule H: Your CodebtorsPetition PDF
9B106ISchedule I: Your IncomePetition PDF
10B106JSchedule J: Your ExpensesPetition PDF
11B108Statement of Intention for Individuals Filing Under Chapter 7Petition PDF
12B106SumSummary of Your Assets and Liabilities and Certain Statistical InformationPetition PDF
13B106DecDeclaration About an Individual Debtor’s SchedulesPetition PDF
14B122A-1Chapter 7 Statement of Your Current Monthly IncomePetition PDF
15B121Your Statement About Your Social Security NumbersRestricted (Form 121)
16TXTSample-creditor-matrix-GANB.txtCreditor matrix

The download button lives in the sample app. It builds the zip in your browser; no file leaves your device.

Computed by the Counted Bankruptcy engine from the fictional sample case when this page was built.

Credit report

Credit report import

Imports a fictional tri-merge credit report and matches each account to the case. The attorney reviews every creditor before filing.

Creditor on the reportBalanceMatchDifferences to review
SAMPLE CARD SERVICES$6,920Already in the case5
EXAMPLE AUTO FINANCE$11,200Already in the case0
DEMO BANK$1,450New creditor1
SAMPLE RECOVERY ASSOCIATES$2,340Possible match1
DEMO STUDENT LOAN SERVICER$18,620Already in the case2
TEST FURNITURE CREDIT$0New creditor0
SAMPLE CREDIT UNION$2,275New creditor1
MOCK QUICK LOANS LLC$1,600New creditor0

SAMPLE-trimerge-credit-report.xml · fictional file

Computed by the Counted Bankruptcy engine from the fictional sample case when this page was built.

Notices & deadlines

Court notices & deadlines

Reads a fictional N.D. Ga. notice and proposes deadlines. Nothing goes on the calendar until staff approve it; reminders stay in the outbox.

SAMPLE-notice-ch7.txtN.D. Ga. · 26-99999-abc
FICTIONAL SAMPLE - NOT A REAL PERSON OR ACCOUNT
UNITED STATES BANKRUPTCY COURT
Northern District of Georgia
Notice of Chapter 7 Bankruptcy Case
Case Number: 26-99999-abc
Debtor 1: Jordan A Sample
Date case filed for chapter 7: 10/15/2026
Trustee: SAMPLE Trustee Name
Meeting of creditors
November 12, 2026 at 10:00 AM
Location: Zoom video meeting. Go to zoom.us/join, enter meeting ID 000 000 0000
Deadlines
DeadlineWhenRuleStatus
Meeting of creditors (§ 341)11/12/2026 · 10:00 AMFed. R. Bankr. P. 2003(a)Waiting for approval
Deadline to object to discharge / dischargeability of certain debts01/11/2027Fed. R. Bankr. P. 4004(a), 4007(c): 60 days after the first date set for the § 341 meetingWaiting for approval
Deadline to object to exemptions30 days after the conclusion of the meeting of creditorsFed. R. Bankr. P. 4003(b)(1): 30 days after the later of the conclusion of the § 341 meeting or an amendmentWaiting for approval
File the financial management course certificate (Official Form 423 was abrogated 12/1/2024)01/11/2027Fed. R. Bankr. P. 1007(b)(7), (c)(4): Ch 7 within 60 days after the first date set for the § 341 meeting; Ch 13 by the last plan paymentWaiting for approval
Deadline for creditors to file proofs of claim (non-governmental)Notice says no property appears available; creditors should not file claims unless a later notice sets a deadline.Fed. R. Bankr. P. 3002(c): 70 days after the order for relief (voluntary Ch 7, Ch 13)Waiting for approval

Computed by the Counted Bankruptcy engine from the fictional sample case when this page was built.

Client portal

Client portal

Clients sign in with two-step verification, see their case status and checklist in English or Spanish, and send photos or PDFs. Nothing goes into the case until the attorney approves it.

Counted Bankruptcy

This portal is software, not a law firm. It does not give legal advice. Your attorney reviews everything.

Hello, Jordan

Your case: Chapter 7 · Preparing documents

Next: send your last two pay stubs

Your checklist

  • Photo IDReceived
  • Social Security cardReceived
  • Pay stubs (last 60 days)Needed
  • Credit counseling certificateReceived
  • Bank statementsNeeded

Uploads are off in this sample

Not legal advice. Questions about your case? Call your attorney’s office.

What the firm sees

  • Client uploads wait in “Client uploads” until the attorney approves them.
  • Two-step sign-in is required, with recovery codes.
  • Files are encrypted with the firm’s own key.
  • An audit log records every sign-in and change.

Useful tools, in one place

Bankruptcy Case Tools

Every tool in Counted Bankruptcy, shown with the fictional sample case: what it does, what it uses, and what the attorney still decides.

Counted Bankruptcy

Search the tools

16 tools shown. Sources checked 09/28/2026.

Sample packet: 0 Add tools to build a list for your team. It stays in this tab.

Intake tools

Get the facts in once: questions, phone photos, credit reports and bank statements.

Intake

Chapter 7 & 13 case intake

Twelve plain-language steps, from the filing date and fee to the Statement of Financial Affairs and the attorney sign-off.

What it uses

The case model behind every official form; staff screens in English and Spanish.

In this sample

Jordan A. Sample (fictional): Chapter 7, planned filing 10/15/2026, all 12 steps answered.

Keep in mind

Paralegals prepare; the attorney reviews and approves before anything is filed.

Open in the sample case Official source ↗ uscourts.gov · Official Form 101

Intake

Phone photo intake (on-device OCR)

Photograph pay stubs, bank statements and IDs. Open-source OCR (tesseract.js, English and Spanish) proposes values for staff to confirm.

What it uses

Runs in the browser on your device. No remote AI and no upload for reading.

In this sample

A fictional pay-stub photo is included in the sample app to try it.

Keep in mind

OCR can misread. Staff review every value before it goes into the case.

Open in the sample case

Intake

Credit report import

Import a credit report file you already have (tri-merge XML) and match each account to the creditors in the case.

What it uses

During the pilot the bureau pull returns a clearly labeled fictional sample; imports of your own files work.

In this sample

8 accounts found on the fictional report: 3 already in the case, 4 new, 1 possible match.

Keep in mind

A credit report is a starting point, not the creditor list. It misses medical, family and some collection debts.

Open in the sample case

Intake

Bank-statement QA

Reads CSV, OFX/QFX or text PDF statements and flags insider payments, $600+ payments within 90 days, transfers within 2 years and unlisted accounts.

What it uses

Each flag links back to the statement line it came from and to the SOFA question.

In this sample

14 fictional transactions read: 1 problem, 3 warnings.

Keep in mind

Flags are prompts for the attorney, not conclusions about preferences or fraud.

Open in the sample case Official source ↗ 11 U.S.C. § 547 (Cornell LII)

Means test & exemption tools

Numbers the attorney reviews before choosing a chapter and a filing date.

Numbers

Means test by filing date

Calculates Official Forms 122A and 122C from the six months before the filing date, with the right U.S. Trustee tables for that date.

What it uses

U.S. Trustee Program median income, IRS standards and the Chapter 13 multiplier; each number shows its source.

In this sample

Chapter 7: $56,100 a year vs. Georgia median $84,965 → below median. Chapter 13: $140,400 vs. $123,481 → above median.

Keep in mind

It calculates; the attorney decides whether the client qualifies.

Open in the sample case Official source ↗ U.S. Trustee Program · means testing

Numbers

What-if filing date

Compare the same case filed on different dates: means-test window, Georgia homestead amount and counseling timing side by side.

What it uses

The same means-test and exemption engines, run for each date.

In this sample

4 dates compared for the Chapter 7 sample; 3 need updated income months.

Keep in mind

Choosing a filing date is legal advice; the software only shows the effect.

Open in the sample case Official source ↗ U.S. Trustee Program · data periods

Numbers

Georgia exemptions

Applies O.C.G.A. § 44-13-100 for the filing date, including the $50,000 homestead for cases filed on or after July 1, 2026, and fills Schedule C.

What it uses

Georgia opt-out rules; federal § 522(d) exemptions are not offered for Georgia domiciliaries.

In this sample

Chapter 7 sample: $10,180 exempt, $0 not exempt, wildcard left $9,470.

Keep in mind

Amounts other than the homestead come from a secondary copy of the statute and are flagged for attorney review.

Open in the sample case Official source ↗ Georgia HB 1024 (2026)

Numbers

Chapter 13 plan worksheet

Works out plan payment, length, trustee fee, secured and priority treatment and the unsecured pool, with a clearly labeled summary PDF.

What it uses

Means-test disposable income, the N.D. Ga. trustee multiplier and the court’s plan wording.

In this sample

Casey & Riley Example (fictional): $1,200 × 60 months = $72,000; unsecured creditors paid 100%.

Keep in mind

Worksheet only. The official N.D. Ga. plan is an XFA form and is completed by hand.

Open the sample Chapter 13 Official source ↗ N.D. Ga. Chapter 13 plan (v1.4)

Forms & check tools

Official forms and the checks that run before the attorney signs.

Forms & checks

Official forms, auto-filled

Fills the petition (B101), Schedules A/B–J, summary, declaration, SOFA (B107), intention (B108), SSN statement (B121) and means-test forms, with a live PDF preview.

What it uses

The official fillable PDFs from uscourts.gov; forms stay editable.

In this sample

15 forms filled for the Chapter 7 sample, each stamped DRAFT and SAMPLE.

Keep in mind

A licensed attorney reviews every page before filing.

Open in the sample case Official source ↗ uscourts.gov · bankruptcy forms

Forms & checks

Pre-filing error checker

Compares totals across forms and looks for missing addresses, counseling dates, collateral values and plan math before the attorney signs.

What it uses

The same derived numbers the forms use, so a mismatch shows up once, with the form it affects.

In this sample

Chapter 7 sample: 0 problems, 0 warnings, 12 notes. Chapter 13 sample: 0 problems, 1 warning.

Keep in mind

No findings does not mean the case is ready; it means these checks passed.

Open in the sample case

Forms & checks

E-filing pre-flight & XML draft

Checks the matrix format, missing documents, fee choice, PDF order and file sizes, and builds a NextGen XML draft checked against the court schema.

What it uses

The court manual’s document order and published limits.

In this sample

Submission is switched off: Awaiting N.D. Ga. CM/ECF test access (request sent 2026-09-18, no reply). No upload, login or fee payment happens in this build.

Keep in mind

You download the package and file it through CM/ECF yourself.

Open in the sample case Official source ↗ U.S. Bankruptcy Court, N.D. Ga.

Filing tools

Everything needed to file in the Northern District of Georgia, and what comes after.

Filing

N.D. Ga. creditor matrix

Builds the creditor matrix .txt in the court’s format: 40 characters per line, 5 lines per creditor, no account numbers.

What it uses

Every creditor, co-debtor and lease party in the case, cleaned for the court’s upload rules.

In this sample

7 names in the Chapter 7 sample matrix (Sample-creditor-matrix-GANB.txt).

Keep in mind

Check addresses for notice purposes; the court mails to what you upload.

Open in the sample case Official source ↗ N.D. Ga. list of creditors guidelines

Filing

Filing package download

One zip built on your device: forms in the court manual’s order, a combined preview, Form 121 in a restricted folder, the matrix and a manifest.

What it uses

Filled forms, creditor matrix and the N.D. Ga. package rules.

In this sample

15 documents in the Chapter 7 sample package; Form 121 kept separate.

Keep in mind

Nothing is sent to the court from the software during the pilot.

Open in the sample case Official source ↗ N.D. Ga. case opening procedures

Filing

Court notices & deadlines

Paste or upload a court notice; the software reads the § 341 meeting and deadlines and puts them in an approval queue.

What it uses

Dates printed in the notice first, then the Bankruptcy Rules for relative deadlines.

In this sample

Fictional Chapter 7 notice: 5 deadlines proposed, starting with the § 341 meeting on 11/12/2026.

Keep in mind

Staff approve each deadline; client reminders stay in the outbox during the pilot.

Open in the sample case Official source ↗ Fed. R. Bankr. P. 2003

Client tools

What the firm’s clients see, in English or Spanish.

Clients

Client portal (English & Spanish)

Clients sign in with two-step verification, see their status and document checklist, and send photos or PDFs from a phone.

What it uses

Encrypted storage per firm; nothing a client sends enters the case until the attorney approves it.

In this sample

See the fictional portal for Jordan A. Sample in the Client portal section.

Keep in mind

The portal is not legal advice; it points clients back to their attorney.

Client portal

Clients

Reminders outbox

Drafts client reminders for the § 341 meeting, course certificate and plan payments in the client’s language.

What it uses

Approved deadlines and the client’s language preference.

In this sample

The Chapter 7 sample client prefers Spanish, so reminders are drafted in Spanish.

Keep in mind

Email and text messages are not sent during the pilot; reminders stay in the outbox.

Open in the sample case

Computed by the Counted Bankruptcy engine from the fictional sample case when this page was built.

Fictional sample. Banking, payments, e-mail, text messages and court filing are not connected on this page.